When your term approaches its maturity date, your current financial institution will almost certainly present a standard renewal letter. Many…
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- First-Time Buyers
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Categories: home financing , mortgage advice , Mortgage Rules , Ontario Real Estate
How to Qualify for Insured Thirty Year Mortgages in Ontario
Purchasing a home across Ontario presents significant financial hurdles when property values outpace standard income growth. When you evaluate standard…
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Categories: home buying , Mortgage Planning , Property Financing , Real Estate Advice
Smart Mortgage Pre Approval Strategies For Ontario Home Buyers
Entering the real estate market requires a highly strategic approach to property financing. You face a highly competitive environment where…
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Categories: Refinancing & Debt Consolidation
How To Leverage Home Equity For Your Next Investment Property
Building a robust real estate portfolio requires significant capital. Many prospective investors find themselves asset rich but cash poor. You…
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Categories: Self-Employed & Credit
Practical Income Proof Solutions For Business Owner Mortgages
Securing business owner mortgages presents unique hurdles compared to standard residential financing. Traditional lending models rely heavily on predictable salary…
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Categories: Self-Employed & Credit
Are Strict Income Rules Hurting Your Next Mortgage Approval?
Securing financing for real estate often feels like an uphill battle when traditional banking institutions fail to understand your true…
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Categories: Private & Alternative Lending
B Lender vs. Private Mortgage in Ontario: Which Option Is Right for You? by Robert Silipo
Being declined by a bank does not automatically mean that you need a private mortgage Many borrowers assume there are only…
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Categories: Refinancing & Debt Consolidation
Hidden Costs To Watch For When Refinancing Your Ontario Home by Robert Silipo
Restructuring your existing property loan often appears as an attractive strategy for managing debt or accessing capital. You might consider…
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Categories: Private & Alternative Lending
Part 3: How to Get Out of a Private Mortgage in Ontario by Robert Silipo
A private mortgage can provide short-term financing when traditional or alternative lenders are unable to approve an application. However, obtaining the…
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Categories: Private & Alternative Lending
Part 2: Private Mortgage Rates, Fees and Costs in Ontario by Robert Silipo
A private mortgage can provide access to financing when traditional or alternative lenders are unable to approve an application. However, the…
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Categories: Private & Alternative Lending
Part 1: When Does a Private Mortgage Make Sense in Ontario? by Robert Silipo
A private mortgage can provide access to financing when a bank or traditional lender is unable to approve an application.…
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Categories: Rates & Bank of Canada
Bank of Canada Holds Rate at 2.25%: What This Means for Mortgage Rates Today by Robert Silipo
The Bank of Canada announced today that it is holding its overnight rate at 2.25%. This is another rate hold,…
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Categories: First-Time Buyers
How a Services Overview Can Simplify Your Next Mortgage Decision
Why Understanding a Services Overview Matters for Your Mortgage Journey When you begin exploring mortgage options, the sheer volume of information…
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Categories: Renewals
Should You Accept Your Bank’s Mortgage Renewal? What to Consider by Robert Silipo
Helping homeowners in Bowmanville, Durham Region, the GTA, and across Ontario review their mortgage renewal options before they sign. When your…
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Categories: Self-Employed & Credit
How To Secure A Mortgage With Damaged Credit: Practical Steps by Robert Silipo
Understanding Your Credit Situation Before Applying for a Mortgage Securing a mortgage with bad credit may seem daunting, but you are…
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Categories: Private & Alternative Lending
Frequently Asked Questions About Mortgage Services
Whether you're looking to expand your business, raise money for land acquisition, or a financial windfall to buy equipment or…
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Categories: First-Time Buyers
Checklist Of Documents Needed For A Mortgage
At RS Mortgage Solutions, we understand that process of applying for a mortgage can be quite a challenge. Preparing your…
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Categories: First-Time Buyers
Common Mortgage Mistakes Made By Home Buyers
While homeownership comes with responsibilities, so does opting for a mortgage. To ensure borrowers are capable of meeting repayment responsibilities,…
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Categories: First-Time Buyers
Top Five Things To Look For In A Mortgage Agent
As a first-time home buyer, or a person seeking a mortgage, there is always a fear of missing out on…
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Categories: Durham Local Market
Why You Should Choose RS Mortgage Solutions!
By obtaining the right mortgage, you can finance your dream of homeownership. However, the process of applying for a mortgage…
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