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Private Mortgages
Mortgage Broker Serving the Durham Region, ON
Fast, equity-based approvals when traditional banks say no. Secure a private mortgage lender today to bridge your financial gap with flexible, short-term funding.
What is a Private Mortgage?
A private mortgage is a short-term, interest-only loan funded by private investors rather than traditional banks. Because private mortgage lending is "equity-based," approvals are secured by your property’s value, allowing for much more flexibility than a standard bank loan.
How it works:
Equity-Focused
Approval is based on your home’s value, not just your credit or income.
Rapid Funding
Get approved in hours to meet urgent deadlines or stop power of sale.
The Bridge Strategy
These private mortgage solutions act as a 1–2 year bridge until you qualify for a lower-rate traditional bank mortgage.
Expert Private Mortgages Ontario
At RS Mortgage Solutions, we understand that traditional bank guidelines don't work for everyone. As a specialized private mortgage broker, we look beyond credit scores and income tax returns. We focus on the value of your property, providing private mortgage lending options that offer speed and flexibility when you need it most.
Clients look at Private Mortgages for various reasons:
- Short-term loans: Bridge financing for immediate needs or property flips.
- Debt Consolidation: Consolidating high-interest debts into one manageable payment.
- Real Estate Investment: Capitalizing on investment opportunities quickly.
- Unconventional Properties: Financing unique properties that prime lenders won't touch.
- Self-Employed: Perfect for those with irregular or unsteady income profiles.
At RS Mortgage Solutions, we have access to a vast network of private mortgage solutions and lenders across the GTA with competitive rates and terms. Having equity in your home means you can secure a 1st or 2nd mortgage against your property to help with your unique situation.
Contact RS Mortgage Solutions - Mortgage Agent in Durham Region, ON
Expert Private Mortgage Broker Serving the Durham Region & The GTA
RS Mortgage Solutions offers private mortgages in the Durham Region including Pickering, Ajax, Whitby, Oshawa, Clarington, Port Perry, Cannington, Beaverton, Brock, Uxbridge, Scarborough, Etobicoke, North York, Toronto, Markham, Vaughan, Richmond Hill, Newmarket, Brampton, Oakville, Milton, Mississauga, and other areas across the Greater Toronto Area.
Private Mortgage FAQ
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1. Why work with a private mortgage broker?
A specialized private mortgage broker has direct access to individual investors and investment groups that aren't available to the public. We negotiate the interest rates and terms on your behalf to ensure the loan fits your specific exit strategy.
- 2. What is the maximum Loan-to-Value (LTV) for private lending?
- 3. Is a private mortgage a long-term solution?
Partner with a Leading Private Mortgage Lender
Ready to unlock the equity in your home? Let’s find the best private mortgage solutions to reach your financial goals in Newcastle, ON or anywhere in the GTA.